Free tool
If I had invested in Bitcoin…
See what you would have today if you had put an amount in every month (DCA) or once, in Bitcoin, Ethereum or another coin. With real prices in euros.
The results show what would have happened with past prices, without fees and taxes. They are neither a forecast nor investment advice.
The path
What you invested and what it was worth each day
- Value
- Invested
Ready-made examples
What you would have today
Buying on 1 January of each year (and on the 1st of every month after), with prices in euros.
| From | Invested | Today |
|---|---|---|
| 2018 | €5,350 | €22,585 +322% |
| 2020 | €4,150 | €9,744 +135% |
| 2022 | €2,950 | €4,521 +53% |
| 2024 | €1,750 | €1,599 −9% |
| From | Invested | Today |
|---|---|---|
| 2018 | €1,000 | €5,450 +445% |
| 2020 | €1,000 | €9,542 +854% |
| 2022 | €1,000 | €1,453 +45% |
| 2024 | €1,000 | €1,524 +52% |
| From | Invested | Today |
|---|---|---|
| 2018 | €5,350 | €18,612 +248% |
| 2020 | €4,150 | €8,004 +93% |
| 2022 | €2,950 | €2,547 −14% |
| 2024 | €1,750 | €1,311 −25% |
| From | Invested | Today |
|---|---|---|
| 2018 | €1,000 | €2,750 +175% |
| 2020 | €1,000 | €14,868 +1.387% |
| 2022 | €1,000 | €522 −48% |
| 2024 | €1,000 | €810 −19% |
What DCA is
A little, every month
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What it isDollar Cost Averaging: you buy with the same amount at regular intervals, whatever the price. When the price falls, the same amount buys more.
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Why people like itYou don't have to guess the best moment, and you skip the "now or later" stress.
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What it doesn't doIt doesn't guarantee a profit. If the price falls and stays low, DCA will be at a loss too. Past returns say nothing about future ones.
Fear & Greed Index
Is the market fearful or greedy today? The Crypto Fear & Greed Index from 0 to 100, with history since 2018.
FAQ
How is it worked out?
For each buy we take the day's closing price in euros and work out how many coins you would get. Today's value is all those coins times the last closing price.
Where are the prices from?
From Bitstamp, one of the oldest exchanges in Europe, in euros. Bitcoin since 2016, Ethereum and XRP since 2017, the others since they started trading in euros there.
What if the buying day is the 31st?
In months without a 31st, the buy happens on the last day of the month.
Is DCA better than a lump sum?
It depends on when. In a rising market, buying everything at the start usually comes out ahead. In a falling or very volatile market, DCA gets a better average price. Try both in the calculator.
Does it include fees and taxes?
No. In practice every buy has a fee (usually 0.1% to 1.5%), and the profit may be taxed.