Free tool · new law
Greek crypto tax calculator
Sold crypto or earned staking rewards? See the tax under Greece's law on crypto-assets, in euros, with no sign-up.
- 10%on gains
- €500tax-free a year
- 15%on staking
Based on the law the Greek Parliament passed on 5 November 2026, for sales from 1/1/2027. The details will follow in decisions of the tax office (AADE). An estimate, not tax advice: ask an accountant for your return.
In detail
Enter your transactions
Buys, sales, payments with crypto and staking rewards. The calculator works out the average cost of each coin, the gain of each sale and each year's tax, with losses carried forward.
| Date | What you did | Coin | Quantity | Value (€) | Fee (€) | Remove |
|---|
Your transactions stay in your browser: we don't send them anywhere. Value: for a buy what you paid, for a sale what you got, for a payment its value in euros at the time, for staking the value when you got it. Crypto-to-crypto swaps are not taxed and need not be entered.
Worked out
How much tax on a gain of…
The tax on a year's net gain from 2027, without staking or past losses. Note what happens once you pass €500.
One more euro of gain means €50.10 of tax. Worth knowing before the last sale of the year.
| Gain | Tax | You keep |
|---|---|---|
| €300 | €0 tax-free | €300 |
| €500 | €0 tax-free | €500 |
| €501 | €50.10 | €450.90 |
| €1,000 | €100 | €900 |
| €2,500 | €250 | €2,250 |
| €5,000 | €500 | €4,500 |
| €10,000 | €1,000 | €9,000 |
| €25,000 | €2,500 | €22,500 |
The law in plain words
What applies to crypto
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10% on gainsWhen you sell crypto for euros or pay with it, the difference between what you got and what it cost you is taxed. For sales from 1/1/2027.
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Tax-free up to €500, with a cliffIf the year's net gain is not above €500, no tax. Above it, even by 1 €, all of it is taxed from the first euro.
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Average costIf you bought a coin several times, the cost of what you sell is the average of all buys, fees included. An unproven cost counts as zero.
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Crypto to crypto: no tax yetSwapping one crypto for another is not taxed. The tax comes when you turn it into euros or pay with it.
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Staking and lending 15%Rewards are taxed like interest, at 15%. The taxed value is then their cost when you sell them.
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Losses carry forward 5 yearsA year's loss above €500 offsets crypto gains of the next 5 years. It does not reduce other income.
Sources · rules checked on 7 November 2026
The gain first?
The profit calculator shows what you make or lose on one buy and sale, with fees, and the price where you break even.
FAQ
How much is the tax on crypto in Greece?
10% on the net gain from sales made from 1/1/2027, under the law passed in November 2026. Staking, lending and yield farming rewards are taxed like interest, at 15%.
Is there a tax-free amount?
Yes: if the year's net crypto gain is not above €500, no tax. Above it, all of it is taxed from the first euro: on a 501 € gain the tax is 50.10 €.
Is swapping one crypto for another taxed?
No. According to the law's explanatory memorandum, a crypto-to-crypto swap is not a transfer: the tax comes when you convert to euros or pay for goods and services.
How is the cost worked out when I bought at many prices?
At the average cost: all you paid for a coin, fees included, divided by the quantity. Example: 0.5 BTC for 30,100 € and 0.5 BTC for 40,100 € make an average of 70,200 € per BTC. Selling 0.4 BTC for a net 31,920 € gives a 3,840 € gain and 384 € tax.
What about losses?
A year's crypto loss above 500 € carries forward and offsets crypto gains of the next 5 years. It cannot reduce the tax on a salary or other income.
I sold before 2027. What applies?
The law allows a voluntary declaration: within 12 months of it coming into force you declare the gains and pay within 60 days, at the same 10% (15% for staking), with no fines or interest. In the calculator, choose "Before 2027".
Is mining taxed?
If it is not a business, not when you receive the coins. The sale is taxed, at a zero cost: its whole value counts as gain.
Will the tax office know?
From 2026, exchanges in the EU report their customers' transactions to the tax authorities (the DAC8 directive). Keep your exchange's statements to prove the prices. See also the exchanges with a MiCA licence.
Which codes of the E1 return do I use?
The tax office has not yet published its instructions for the new law. We will update this page when it does.